Prequalify Online
To get prequalified, follow the "Apply Now" button and submit some basic business information.
Get Approved
After your submission has been processed by the underwriting team, we will reach out to discuss the options you qualify for.
Get Funded
Once approved, the funds are deposited directly into your business account for immediate use.
Years Of Experience
About us
Providing fast, flexible,
hassle-free
Our mission is simple:
- Provide tailored financial solutions that drive growth
- Simplify the funding process with speed and efficiency
- Empower businesses and investors with the resources they need to succeed
Your financial success starts with a conversation. Let’s talk about your goals. Schedule a consultation call, and let’s explore how we can help you achieve your vision.
Esta Crompton
CEO of EJN Financial
Our services
Real Estate Financing
FIX & FLIP | FIX & HOLDS
Loans for real estate investors buying distressed properties to renovate, resell, or rent. Designed to fund acquisition, rehab, and execution—supporting value-add strategies and maximizing return on investment.
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RENTAL
Investor-focused loans for acquiring or refinancing single rental homes or full portfolios. Designed for long-term rental income with flexible financing options to support purchases or refinances efficiently.
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MULTIFAMILY
Investor loans for undervalued multifamily properties needing capital improvements and rent adjustments to increase income, enhance value, and align with local market performance for better returns.
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Business Funding
INVOICE FACTORING
Turn unpaid invoices into immediate working capital. Invoice factoring helps businesses access upfront funds quickly to support operations, stabilize cash flow, and boost liquidity fast.
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EQUIPMENT FINANCING
Finance the tools you need to grow. Equipment loans help you purchase furniture, medical devices, heavy machinery, or commercial kitchen gear—spreading payments over flexible terms.
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SBA LOAN
SBA loans, partially backed by the government, offer small businesses access to affordable working capital with competitive interest rates, flexible use, and extended repayment timelines.
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Why Choose EJN Financial?
At EJN Financial, we think outside the bank to deliver customized, results-driven funding solutions—from real estate financing to business scaling funding.
- Fast and hassle-free approval process
- Customized financing options to fit your needs
- Funding solutions for acquisitions, renovations, and refinancing
- Support from industry experts who understand real estate investing
Apply now and take the next step toward securing your real estate financing.
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Our Testimonials
What Customers Say About Our Services
YOUR QUESTIONS ANSWERED HERE
What are hard money loans in Florida?
Hard money loans Florida borrowers use are short-term, asset-based loans typically secured by real estate. They’re commonly used for investment properties, fix-and-flips, and time-sensitive purchases where traditional bank financing is too slow or restrictive.
How do hard money lenders in Florida work?
Hard money lenders Florida focus more on the value of the property than the borrower’s credit score. Loan approval is based on equity, deal strength, and exit strategy, allowing for faster funding and more flexible terms than conventional loans.
Who uses hard money loans in Florida?
Hard money loans Florida investors rely on are often used by real estate investors, developers, landlords, and business owners. These loans are ideal for purchases, renovations, refinancing, or bridge financing when speed matters.
How fast can hard money loans fund in Florida?
One of the biggest advantages of working with hard money lenders Florida investors trust is speed. In many cases, loans can fund in days instead of weeks, making them ideal for competitive or time-sensitive real estate deals.
Why work with a local hard money lender in Vero Beach?
Working with a hard money lender Vero Beach investors trust means faster decisions, local market insight, and direct communication. Local lenders understand property values and deal dynamics better than out-of-area lenders.
What types of properties qualify for hard money loans in Florida?
Most hard money loans Florida lenders finance residential investment properties, multi-family properties, mixed-use buildings, and some commercial real estate. Loan terms are tailored to the property type and investment strategy.
Who should I contact for hard money loans in Florida?
Choosing the right lender makes all the difference. At EJN Financial, we specialize in hard money loans Florida, serving investors across Vero Beach and the Treasure Coast with fast approvals, flexible terms, and transparent lending.
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Florida Hard Money Lender Vero Beach Locals Trust
If you are a Treasure Coast investor and need to borrow money for a transaction or to grow your business contact EJN Financial. We offer competitive interest rates and we can fund your closing quickly. EJN is the top source for non-traditional loans in Port St Lucie, Stuart, Fort Pierce, Vero Beach, and surrounding areas. EJN financial is able to fund your real estate purchase or business anywhere in the state of Florida. Need a hard money loan in Port St Lucie or a business loan in Stuart? You are in the right place, stop searching hard money lender near me and call today.
