Secure the Capital You Need to
Buy, Renovate, and Sell for Profit!
What is a Fix & Flip | Fix & Hold Loan?
A Fix & Flip | Fix & Hold loan is a specialized financing option designed for real estate investors who purchase distressed or undervalued properties, renovate them, and either sell for a profit (Fix & Flip) or hold them as rental properties for long-term income (Fix & Hold).
Unlike traditional mortgages, these loans are structured for speed and flexibility, allowing investors to secure funding quickly—often within days—so they can compete in fast-moving real estate markets. These loans typically cover both the purchase price and renovation costs, helping investors maximize their capital efficiency.
Fix & Flip loans are ideal for short-term projects, offering fast approvals and interest-only payments to improve cash flow during renovations. On the other hand, Fix & Hold loans are structured for investors who want to build a rental portfolio, providing options for refinancing into long-term financing once renovations are complete.
What distinguishes Fix & Flip from Fix & Hold loans at EJN Financial?
On the other hand, Fix & Hold loans cater to investors who intend to renovate properties and retain them as rental assets for long-term income. These loans often provide options for refinancing into long-term financing once renovations are complete.
How does EJN Financial’s approval process differ from traditional lenders?
EJN Financial emphasizes the overall health of your business rather than relying solely on credit scores. Their streamlined application process allows for faster approvals, often within 24 to 48 hours, enabling investors to act swiftly in competitive markets. We can provide non-traditional loans in Port St Lucie, Stuart, Fort Pierce, Vero Beach, and anywhere else on the Treasure Coast of Florida. We are able to do hard money loans in Florida almost anywhere.
What are the advantages of using EJN Financial for Fix & Flip projects?
EJN Financial offers several benefits for Fix & Flip investors:
Quick Access to Capital: Faster processing compared to conventional loans. ejnfinancial.com
Flexible Qualification Criteria: Ideal for investors with less-than-perfect credit.ejnfinancial.com
Asset-Based Lending: Focuses on the property’s value and potential.ljcfinancial.com+3ejnfinancial.com+3griffinfunding.com+3
No Tax Return Requirements: Streamlining the approval process.
Can EJN Financial assist with transitioning from a Fix & Flip to a rental property strategy?
Yes, EJN Financial provides Fix & Hold loans that are structured for investors aiming to build a rental portfolio. These loans offer options for refinancing into long-term financing once renovations are complete, facilitating a smooth transition from flipping to holding properties for rental income. If you need a rental property loan in Stuart or anywhere on the Treasure Coast, call us today.
