Invoice factoring allows you to turn your unpaid invoices into
Up-Front Capital to Support Your Cash Flow

What is invoice factoring?
Invoice factoring, also known as accounts receivable factoring, is a form of small business financing where a business sells its invoices to a factoring company in exchange for upfront funding. When the invoice amount is paid by the customer, the remaining balance is paid to the business owner minus a fee.
Invoice factoring allows you to receive the working capital you need to maintain operations and plan for the future, but without taking on the periodic fixed payments associated with a term loan. If slow-paying clients are stalling your ability to pay bills or meet payroll, invest in technology and equipment or hire more staffing, invoice factoring can help you bolster cash flow by liquidating your outstanding accounts receivable to meet your business needs.
Rather than waiting 30 to 120 days for your customers to pay you the money you need to run your business, invoice factoring provides you with working capital within 1-2 business days.
What is Invoice Factoring, and how does it work at EJN Financial?
What are the benefits of using Invoice Factoring through EJN Financial?
EJN Financial’s invoice factoring offers several advantages:
Quick Access to Capital: Businesses can receive funding within 1-3 business days.
Improved Cash Flow: Immediate funds help manage operational expenses like payroll and inventory.
No Additional Debt: Since it’s not a loan, businesses avoid taking on new debt.
Flexible Terms: Suitable for businesses with varying credit profiles.