What Is a Merchant Cash Advance?

A Merchant Cash Advance (MCA) is an alternative business financing solution—not a traditional loan. Instead of fixed monthly loan payments, your business receives a lump sum of capital that is repaid through a small percentage of your future credit and debit card sales. Because repayment adjusts with your sales volume, many businesses find it to be a flexible option during periods of growth or fluctuating revenue.

Whether you need to purchase inventory, hire staff, invest in marketing, upgrade equipment, or simply improve cash flow, an MCA can provide funding quickly so your business doesn't miss valuable opportunities.