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Reflecting on the Year and Preparing for Success: A Message from Your Trusted Financial Ally

As the year comes to a close, we at EJN Financial want to take a moment to reflect on the journey we've shared with our valued clients, the small business owners who form the backbone of our communit... ...more

Business Funding ,Year End Loans Business Credit Credit Score &Capital

December 29, 20232 min read

Reflecting on the Year and Preparing for Success: A Message from Your Trusted Financial Ally

Key Strategies to Elevate Your Credit Score

Building a positive credit history is crucial for establishing a solid foundation, and our expert advice covers essential tips to achieve this goal. Don't miss out on this valuable resource—explore ou... ...more

Credit Score

June 27, 20234 min read

Key Strategies to Elevate Your Credit Score

Apply for the Employee Retention Credit Program with EJN Financial Before Time Runs Out!

As a small business owner, navigating the financial landscape can be challenging, especially during these uncertain times. Thankfully, the Employee Retention Credit (ERC) program is available to help ... ...more

Credit Score

April 19, 20232 min read

Apply for the Employee Retention Credit Program with EJN Financial Before Time Runs Out!

5 Tips for Boosting Your Credit Score as a Real Estate Investor

As a real estate investor, maintaining a good credit score is crucial to securing the best financing options for your investments. A higher credit score can lead to better interest rates, more favorab... ...more

Credit Score

March 31, 20233 min read

5 Tips for Boosting Your Credit Score as a Real Estate Investor

Easing the Challenges of Business with a Line Of Credit

Financial challenges are an inherent part of an entrepreneur’s business journey. The stress that comes with facing financial obstacles and uncertainty can affect your mental health and test your confi... ...more

Credit Score

September 02, 20226 min read

Easing the Challenges of Business with a Line Of Credit

Finding Your Way Around a Business Line of Credit

Does your business have the financing options it needs to grow? From small businesses to major corporations, every organization must be able to adapt to change. In our fast-changing world, that’s nev... ...more

Credit Score

July 29, 20225 min read

Finding Your Way Around a Business Line of Credit

Harvesting Good Farm Loans With Bad Credit

Today’s farm families are facing some of the hardest times ever. Not only is the economic outlook on the shaky side, they must still deal with all of the other unpredictables that surround farming. Ba... ...more

Credit Score

July 14, 20223 min read

Harvesting Good Farm Loans With Bad Credit

ERC Tax Credit: The Who, What, Where

The COVID-19 pandemic continues to rage and cause massive shortages, closures, and mass uncertainty. The government has passed many rounds of legislation over the last year and a half to help provide ... ...more

Credit Score

June 10, 20223 min read

ERC Tax Credit: The Who, What, Where

Improve Your Credit Score With These Simple Steps

Good credit saves you money. A consumer with a FICO score of 700 saves an average of $648 in interest on their credit cards, $2,340 on their mortgage, and $1,392 on their car loan every year, when com... ...more

Credit Score

April 28, 20222 min read

Improve Your Credit Score With These Simple Steps

What Is Revolving Utilization?

Your credit utilization is one of the most important driving factors when determining your credit score. Also known as your debt-to-credit ratio, it makes up almost one-third of your total FICO score.... ...more

Credit Score

April 20, 20223 min read

What Is Revolving Utilization?
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